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20100901
20100930
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a morning. stephen kaplan is a lawyer -- steven kaplan is a lawyer, but he specializes in financial mortgage matters. welcome and thanks for being here. guest: thank you, susan. host: the description of one current mortgage disclosure is that they are a quagmire. would you agree? guest: i think that is probably an appropriate description. i think the different types of requirements and up being very confusing and cumbersome and a voluminous amount of paper. voluminous amount of paper. we have disclosures that allow people to shop for different products, so they can take the product that they got from lender "a" and compare it to render "b." other disclosures are informational, like be careful, your house is on the line. it is very difficult for the consumer to understand. host: and the big headline from the "wall street journal" this morning, the "housing is staying stuck." guest: probably the largest issue right now from a housing sales perspective other than qualifying for mortgage loans are the underwriting guidelines that are being applied by lenders. they're very strict. a lot of people
this. host: stephen in brooklyn. republican line. caller: i want to comment on the two gentlemen you and i appreciate the arab negotiator. he seems negotiable -- reasonable. the other person, daniel levy, is the typical leftist point of view. you keep on hearing this over and over again, that if only netanyahu pressured the israelis to give in more and more, there would be peace. we are talking about two partners, a recalcitrant person is right wing israel. i will give you an example. there was an attack yesterday in israel. four jews were brutally murdered. so what did we get? we got condemnation from moscow abbas. -- mark would abbas -- mahmoud abbas. he said there should be no bloodshed in the middle east. in these attacks against arabs, let us say, four israeli soldiers when they are defending themselves, he calls it in the airport attack. it seems like a minor point, but the so-called palestinian mentality does not look at this as an abhorrent act. host: let me give mr. levy is a chance to respond. guest: both president abbas and prime minister and the 10 yahoo! represent their
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